For most of my life, nobody ever taught me money. I came up as a barber — worked hard, money came in, money went right back out. I figured that was just how it went, because I'd never seen anybody who looked like me do it any different.
Here's the part that still gets me: I married a doctor. A whole doctor. And neither one of us was ever taught how money actually works. A barber and a doctor — same exact thing growing up when it came to money. Nobody handed us the tools.
A friend put me onto a book — Becoming Your Own Banker, by a man named Nelson Nash. That's where it cracked open for me — where I found out families like the Rockefellers have been quietly banking on themselves for generations: growing money tax-free, borrowing against their own instead of begging a bank, and leaving their kids something that builds instead of a bill. And my first feeling wasn't excitement — it was anger. Why didn't anybody in my family know this? Why was I a middle-aged man before I ever heard his name?
And I'll be straight with you — even after I found it, it took me years to actually move on it. So if you feel behind, I get it. I was behind too.